We know that you are concerned with how your personal and financial information is treated. This Privacy Policy sets forth our current policies and demonstrates our commitment to your financial privacy. Please bear in mind, however, that we may change the content or services found on our Web site, and consequently, our privacy policy at any time in the future. Please revisit this page from time to time to be sure that you are familiar with any changes to our policy. Your continued use of our web site following any modifications to this privacy policy will be conclusively deemed acceptance of any changes.

• As a user of the Foyil Web site, you are not required to provide us with any personal information, and we do not monitor or collect any personally identifiable information from you on your use of the public portions of our site. We may track the number of users who visit particular portions of our site, but such aggregate numbers do not identify you. We may also record the location of your computer on the Internet, for systems administration and troubleshooting purposes, and to report aggregate information.
• If you register to use the password-protected portions of our site, we will ask you to provide us with certain information about yourself.
• We emphasize to our employees the confidential nature of customer information and the high level of importance we place on maintaining this confidentiality.
• We maintain personal information in a password-protected electronic file outside of our Web site or its servers, and we limit access to such information to employees who need to have such information to provide services to you. We will only use such information about you to verify your identity and eligibility to receive certain products or services, to provide information to you about products and services that we believe may be of interest to you, to record your interest in products and services that we offer, and to respond to your requests for information.
• If you are a registered user of Foyil Research or our other password-protected sites, information that we may accumulate as part of your registration or entry into the site includes your name, company name, professional title, business address, business phone number and business e-mail address. When you use these sites, we may collect "click-stream" data regarding the portions of the site that you visit and the information or other services you obtain or input. This data may also include your domain name, Internet service provider, protocol, browser type (including versions and settings), operating system and connectivity specifications.
• We may also record, store and use any telephone, e-mail or other electronic communications with you. Foyil uses this information to authenticate users of Foyil Research, save passwords, facilitate your navigation of our site, send you notifications about products or services in which you have indicated an interest, and determine your entitlements to data and other services. In addition, Foyil uses the data to evaluate the effectiveness of and improve our services to our clients, to determine product development and marketing strategies, and to bring to your attention products and services that we believe may be of interest to you.
• Our monitoring and collection of information may include the use of "cookies." Cookies are computer text files that are stored on your computer.
• We may share any information you provide us about your interest in purchasing a particular security with the issuer of that security and other issuers.
• In addition, we may disclose information about you if requested or ordered to do so in the course of a legal or regulatory proceeding.
• Foyil protects all customer information behind multiple layers of Internet firewalls. Foyil secures all confidential connections using individual passwords and advanced encryption and authentication technology including but not limited to Secure Socket Layer (SSL) connections between Web browsers and our secure servers for confidential exchanges.
• Our Web site also contains hyperlinks to other Web sites not operated by Foyil. Foyil is not responsible for the content, or the privacy practices, of these Web sites.

Although we have tried to create a secure and reliable Web site for our users, the confidentiality of any communication or material transmitted via our Web site or by e-mail cannot be guaranteed. When disclosing any personal information, all users should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without user consent. Accordingly, users should consider carefully if they want to submit sensitive information that they would not want disclosed and should recognize that their use of the Internet and our Web site is solely at their own risk. We have no responsibility or liability for the security of personal information transmitted via the Internet.